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Carrier Spotlight: Michigan Insurance


Click here or call (810) 653-2602 to request a Michigan Insurance quote

Michigan Insurance Company


“We’re All in This Together”


We are a property and casualty insurance company that provides full lines of personal and commercial insurance products through independent agencies in the State of Michigan. We are a member company of the Donegal Insurance Group, a family of property and casualty insurance companies that operates across multiple regions of the United States.


Since Michigan Insurance Company began in 1996, our commitment has been in partnering with our independent agencies to ultimately provide outstanding customer service with quality insurance products to our customers. We understand that insurance is more than policies and numbers. It's the people that matter. As a Michigan-based company, our agents and employees live and work in local communities throughout the State of Michigan, making it a priority to understand the unique needs of the Michigan marketplace. We have been built on a strict model of excellence and believe in high standards, appointing the best agencies, and hiring employees who are knowledgeable and committed. Just like you, we live here, work here, and are committed to the great State of Michigan. We are all in this together!


Although we have faced challenging times in the State of Michigan over the past few years, Michigan Insurance Company has been a financially stable company, able to consistently provide our customers with the service they deserve. In December 2010, Michigan Insurance Company was acquired by Donegal Group Inc. of Marietta, Pennsylvania and became a member company of the Donegal Insurance Group. The Donegal Insurance Group has been in the insurance business for more than 125 years. We and the Donegal Insurance Group have received an A (Excellent) rating from the A.M. Best Company, a well-respected leader in providing financial rating services to the insurance industry.


Michigan Insurance - Home Insurance Review

Michigan Insurance Company offers basic homeowners insurance policies, as well as coverage for dwelling fire coverage for landlords and renters insurance.

A homeowners insurance policy from Michigan Insurance Company protects your home and personal belongings from damage caused by a variety of covered risks. Michigan Insurance Company homeowners policies provide additional coverage for garages and other buildings on the property, household and personal possessions, additional living expenses, personal liability and medical payments, among others. Their policies also cover medical bills and legal fees in case a guest gets hurt or their property is damaged at your home.

Overall, Michigan Insurance Company has reliable property insurance options for a variety of situations.


Michigan Insurance - Available Auto Insurance Discounts

Discounts can save you a lot of money on your auto insurance policies. Talk to your agent and we'll find the best discount for you.

  • Safety Features Discount: If your vehicle has passive seat belt restraints, airbags, anti-theft devices, and/or anti-lock brakes, you may be eligible for a discount.

  • Driver Education Discount: If you've taken driver's education classes, you may receive a discount on your policy.

  • Multi-Car Discount: If you insure more than one vehicle with this agency, you may receive a discount.

  • Multi-Policy Discount: If have multiple lines of insurance with Michigan Insurance Company, you may be eligible for a discount.

Other Industries and products we specialize in at The Fulcher Group:

Manufacturing Insurance

Preschool & Daycare Center insurance

Automotive Manufacturing Insurance

Tool & Die Shop Insurance

Staffing Agency Insurance

Food and Agriculture Insurance

Freshwater Technology and Services Insurance

Non-Profit Insurance

Cannabis Facility Insurance

Investment Properties – Commercial landlord Insurance

Habitational/Hospitality Insurance

Medical Malpractice Insurance

Elementary and Secondary (K-12) School Insurance

Home Insurance

Condo Insurance

Renters Insurance

Motorcycle Insurance

Watercraft Insurance

Umbrella Insurance

Small Business Insurance


The Fulcher Group offers Michigan Insurance in Davison, Burton, Flint, Fenton, Beecher, Flushing, Grand Blanc, Goodrich, Swartz Creek, Linden, Mount Morris, Clio, Argentine, Otisville, Lapeer, Genesee, Michigan, and surrounding areas.

329 N State Rd, Davison, MI 48423

(810) 653-2602

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CA License: 0G47886

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